Rates

 

Rates effective as of  June 17, 2021 — Subject to change without notice

Checking & Savings

Checking & Savings Rate APY*
Personal Interest Checking 0.03% 0.03%
Christmas Club 0.08% 0.08%
Statement Savings 0.08% 0.08%

* Annual Percentage Yield  – Fees could reduce earnings on account.

 

Money Market

Money Market Rate APY*
$0 – $999.99 0.03% 0.03%
$1,000 – $24,999.99 0.08% 0.08%
$25,000.00 – $49,999.99 0.10% 0.10%
$50,000.00 – $149,999.99 0.15% 0.15%
$150,000.00 and over (Premium Money Market) 0.20% 0.20%

* Annual Percentage Yield – Fees could reduce earnings on account.

CD

CDs TERM Rate APY*
$500.00 minimum 91 Days 0.05% 0.05%
  6 months  0.10% 0.10%
  11 months 0.10% 0.10%
  12 months 0.15% 0.15%
  15 months 0.25% 0.25%
  18 months 0.35% 0.35%
  20 months 0.40% 0.40%
  24 months 0.45% 0.45%
  30 months 0.65% 0.65%
  36 months  0.65% 0.65%
  48 months 0.80% 0.80%
  60 months 0.89% 0.89%
$5,000 minimum 10 months 0.10% 0.10%
  13 months 0.20% 0.20%
  27 months 0.55% 0.55%
$15,000 minimum 6 months 0.10% 0.10%
$20,000 minimum 6 months 0.10% 0.10%
$100,000 minimum 90 to 270 days 0.20% 0.20%

* Annual Percentage Yield –  Early Withdrawal Penalties – A penalty may be imposed for withdrawals before maturity.

IRA

IRAs Rate APY*
ROTH 0.35% 0.35%
Education 0.35% 0.35%
18 months 0.35% 0.35%
24 months 0.50% 0.50%
60 months 0.94% 0.94%

* Annual Percentage Yield – Fees could reduce earnings on account.

Mortgage

Mortgage Rate APR*
10 Year Fixed Rate 2.625% 2.84%
15 Year Fixed Rate 2.75% 2.90%
20 Year Fixed Rate 3.00% 3.11%
30 Year Fixed Rate 3.25% 3.33%
3/1 Adjustable – 2/6 Caps** 3.625% 3.71%
5/1 Adjustable – 2/6 Caps** 3.75% 3.83%
7/1 Adjustable – 5/2/5 Caps** 3.875% 3.96%

*Annual Percentage Rate
**Initial fixed rate periods available for 3, 5, or 7 years on a 30-year loan