Rates effective as of December 5, 2019 — Subject to change without notice
Checking & Savings
Checking & Savings | Rate | APY* |
Personal Interest Checking | 0.05% | 0.05% |
Christmas Club | 0.25% | 0.25% |
Statement Savings | 0.25% | 0.25% |
* Annual Percentage Yield – Fees could reduce earnings on account.
Money Market
Money Market | Rate | APY* |
$0 – $999.99 | 0.05% | 0.05% |
$1,000 – $24,999.99 | 0.30% | 0.30% |
$25,000.00 – $49,999.99 | 0.35% | 0.35% |
$50,000.00 – $149,999.99 | 0.40% | 0.40% |
$150,000.00 and over (Premium Money Market) | 0.45% | 0.45% |
* Annual Percentage Yield – Fees could reduce earnings on account.
CD
CDs | TERM | Rate | APY* |
$500.00 minimum | 91 Days | 0.15% | 0.15% |
6 months | 0.75% | 0.75% | |
11 months | 1.25% | 1.26% | |
12 months | 1.25% | 1.26% | |
15 months | 1.29% | 1.30% | |
18 months | 1.39% | 1.40% | |
20 months | 1.64% | 1.65% | |
24 months | 1.73% | 1.75% | |
30 months | 1.83% | 1.85% | |
36 months | 1.88% | 1.90% | |
48 months | 1.93% | 1.95% | |
60 months | 1.98% | 2.00% | |
$5,000 minimum | 10 months | 1.24% | 1.25% |
13 months | 1.30% | 1.31% | |
27 months | 1.98% | 2.00% | |
$15,000 minimum | 6 months | 1.78% | 1.80% |
$20,000 minimum | 6 months | 0.75% | 0.75% |
$100,000 minimum | 90 to 270 days | 1.30% | 1.30% |
* Annual Percentage Yield – Early Withdrawal Penalties – A penalty may be imposed for withdrawals before maturity.
IRA
IRAs | Rate | APY* |
ROTH | 1.25% | 1.26% |
Education | 1.25% | 1.26% |
18 months | 1.39% | 1.40% |
24 months | 1.73% | 1.75% |
60 months | 1.98% | 2.00% |
* Annual Percentage Yield – Fees could reduce earnings on account.
Mortgage
Mortgage | Rate | APR* |
10 Year Fixed Rate | 2.875% | 3.09% |
15 Year Fixed Rate | 3.00% | 3.15% |
20 Year Fixed Rate | 3.375% | 3.49% |
30 Year Fixed Rate | 3.50% | 3.58% |
3/1 Adjustable – 2/6 Caps** | 3.75% | 3.83% |
5/1 Adjustable – 2/6 Caps** | 3.375% | 3.46% |
7/1 Adjustable – 5/2/5 Caps** | 3.375% | 3.46% |
*Annual Percentage Rate
**Initial fixed rate periods available for 3, 5, or 7 years on a 30-year loan