Rates

Rates effective as of  December 5, 2019 — Subject to change without notice

Checking & Savings

Checking & Savings Rate APY*
Personal Interest Checking 0.05% 0.05%
Christmas Club 0.25% 0.25%
Statement Savings 0.25% 0.25%

* Annual Percentage Yield  – Fees could reduce earnings on account.

 

Money Market

Money Market Rate APY*
$0 – $999.99 0.05% 0.05%
$1,000 – $24,999.99 0.30% 0.30%
$25,000.00 – $49,999.99 0.35% 0.35%
$50,000.00 – $149,999.99 0.40% 0.40%
$150,000.00 and over (Premium Money Market) 0.45% 0.45%

* Annual Percentage Yield – Fees could reduce earnings on account.

CD

CDs TERM Rate APY*
$500.00 minimum 91 Days 0.15% 0.15%
  6 months  0.75% 0.75%
  11 months 1.25% 1.26%
  12 months 1.25% 1.26%
  15 months 1.29% 1.30%
  18 months 1.39% 1.40%
  20 months 1.64% 1.65%
  24 months 1.73% 1.75%
  30 months 1.83% 1.85%
  36 months  1.88% 1.90%
  48 months 1.93% 1.95%
  60 months 1.98% 2.00%
$5,000 minimum 10 months 1.24% 1.25%
  13 months 1.30% 1.31%
  27 months 1.98% 2.00%
$15,000 minimum 6 months 1.78% 1.80%
$20,000 minimum 6 months 0.75% 0.75%
$100,000 minimum 90 to 270 days 1.30% 1.30%

* Annual Percentage Yield –  Early Withdrawal Penalties – A penalty may be imposed for withdrawals before maturity.

IRA

IRAs Rate APY*
ROTH 1.25% 1.26%
Education 1.25% 1.26%
18 months 1.39% 1.40%
24 months 1.73% 1.75%
60 months 1.98% 2.00%

* Annual Percentage Yield – Fees could reduce earnings on account.

Mortgage

Mortgage Rate APR*
10 Year Fixed Rate 2.875% 3.09%
15 Year Fixed Rate 3.00% 3.15%
20 Year Fixed Rate 3.375% 3.49%
30 Year Fixed Rate 3.50% 3.58%
3/1 Adjustable – 2/6 Caps** 3.75% 3.83%
5/1 Adjustable – 2/6 Caps** 3.375% 3.46%
7/1 Adjustable – 5/2/5 Caps** 3.375% 3.46%

*Annual Percentage Rate
**Initial fixed rate periods available for 3, 5, or 7 years on a 30-year loan