Rates effective as of January 17, 2020 — Subject to change without notice
Checking & Savings
| Checking & Savings | Rate | APY* |
| Personal Interest Checking | 0.05% | 0.05% |
| Christmas Club | 0.25% | 0.25% |
| Statement Savings | 0.25% | 0.25% |
* Annual Percentage Yield – Fees could reduce earnings on account.
Money Market
| Money Market | Rate | APY* |
| $0 – $999.99 | 0.05% | 0.05% |
| $1,000 – $24,999.99 | 0.30% | 0.30% |
| $25,000.00 – $49,999.99 | 0.35% | 0.35% |
| $50,000.00 – $149,999.99 | 0.40% | 0.40% |
| $150,000.00 and over (Premium Money Market) | 0.45% | 0.45% |
* Annual Percentage Yield – Fees could reduce earnings on account.
CD
| CDs | TERM | Rate | APY* |
| $500.00 minimum | 91 Days | 0.15% | 0.15% |
| 6 months | 0.75% | 0.75% | |
| 11 months | 1.25% | 1.26% | |
| 12 months | 1.25% | 1.26% | |
| 15 months | 1.29% | 1.30% | |
| 18 months | 1.39% | 1.40% | |
| 20 months | 1.64% | 1.65% | |
| 24 months | 1.73% | 1.75% | |
| 30 months | 1.83% | 1.85% | |
| 36 months | 1.88% | 1.90% | |
| 48 months | 1.93% | 1.95% | |
| 60 months | 1.98% | 2.00% | |
| $5,000 minimum | 10 months | 1.24% | 1.25% |
| 13 months | 1.30% | 1.31% | |
| 27 months | 1.98% | 2.00% | |
| $15,000 minimum | 6 months | 1.78% | 1.80% |
| $20,000 minimum | 6 months | 0.75% | 0.75% |
| $100,000 minimum | 90 to 270 days | 1.30% | 1.30% |
* Annual Percentage Yield – Early Withdrawal Penalties – A penalty may be imposed for withdrawals before maturity.
IRA
| IRAs | Rate | APY* |
| ROTH | 1.25% | 1.26% |
| Education | 1.25% | 1.26% |
| 18 months | 1.39% | 1.40% |
| 24 months | 1.73% | 1.75% |
| 60 months | 1.98% | 2.00% |
* Annual Percentage Yield – Fees could reduce earnings on account.
Mortgage
| Mortgage | Rate | APR* |
| 10 Year Fixed Rate | 2.75% | 2.96% |
| 15 Year Fixed Rate | 2.875% | 3.02% |
| 20 Year Fixed Rate | 3.125% | 3.24% |
| 30 Year Fixed Rate | 3.375% | 3.46% |
| 3/1 Adjustable – 2/6 Caps** | 3.625% | 3.71% |
| 5/1 Adjustable – 2/6 Caps** | 3.25% | 3.33% |
| 7/1 Adjustable – 5/2/5 Caps** | 3.375% | 3.46% |
*Annual Percentage Rate
**Initial fixed rate periods available for 3, 5, or 7 years on a 30-year loan
