Personal CDs


Get the comfort of stability with a Certificate of Deposit account, which can help you achieve your goals by delivering a competitive, fixed rate for a set period of time. As for your earnings, we give you options: apply them to your existing CD balance to earn even more, receive them in the form of a check, or conveniently transfer them to an existing Roxboro Savings Bank account.

  • Competitive rates to help your money earn even more
  • Flexible terms range from 91 days to 5 years
  • Grow your savings even faster with our 12-month CD which lets you make additional deposits of $100 or more within the term


Personal CD Features:

  • $500 minimum balance for most terms (certain restrictions apply)
  • For accounts under $100,000, terms range from 91 days to 5 years
  • For jumbo accounts greater or equal to $100,000, terms range from 90 days to 270 days With our 12-month CD, you can make additional deposits of $100 or more during the course of the term, at your locked-in rate
  • For terms over 6 months, interest is compounded daily and credited quarterly
  • Earned interest can be withdrawn without penalty, in most cases
  • Earned interest can be mailed, deposited to checking, savings, or money market accounts, or applied to existing CD balance 10-day grace period after maturity
  • FDIC insured up to $250,000 per depositor

For more information, please connect with us at either of our offices, 1(866) 601-6070, or