Credit Cards to Fit Your Lifestyle
At Roxboro Savings Bank, we have done away with complicated rewards programs and have made it easy for you to find a card that fits your lifestyle and helps you earn points on purchases you make every day. Apply for a card today and start building or repairing your credit with the help of Roxboro Savings Bank. Need help through the process? Call our team today and we'll be happy to guide you!
Credit Card Benefits
Rewards Points Earned1
- 3X points per dollar spent; grocery stores, gas stations, discount stores, restaurants and fast food
- 1 point per dollar spent on all other net purchases
Rewards Point Cap
- No rewards cap, but points do expire after 5 years
Redemption Type
- Redemption through CardCenterDirect.com for merchandise, gift cards, statement credits, travel, experiences, and entertainment
Digital Wallets
- Mobile pay supported
Online Credit Control
- Log in to CardCenterDirect.com to enroll, view transactions, pay bills, set alerts, and track expenses
- Includes eStatements with 18 months of history
Visa Signature Benefits2
- Fraud Protection with Visa’s Zero Liability Policy3, which means you won’t be held responsible for any unauthorized charges made with your card or account information
- Auto rental coverage, concierge services, emergency cash, travel and emergency assistance, purchase security, warranty manager, and more2
- Contactless chip-enabled card to provide enhanced security and help protect against fraud
Cardholder Self-Service Contacts
- Online Account Access – www.cardcenterdirect.com
- Rewards Points Redemption – www.cardcenterdirect.com
- Customer Service – 1.800.821.5184
Credit cards are issued by UMB Bank, n.a., under a license from Visa USA, Inc.
1 Cardholders earn three (3) points per dollar on Net Purchases with MCC codes: 5411 (Grocery Stores), 5541 or 5542 (Gas), 5310 (Discount Stores), 5812 (Restaurants), and 5814 (Fast Food). Cardholders earn one (1) point per dollar on all other Net Purchases. See Simply Rewards Rules for details.
2 If you are approved with a credit line that is equal to or greater than $5,000, a Visa Signature account will be issued, and if the credit line is less than $5,000, a Visa Platinum account will be issued. The benefits of Visa Platinum accounts differ from Visa Signature accounts. See Guide to Benefits and Cardholder Agreement that accompany your card for details. Certain terms and conditions apply.
3 Visa’s Zero Liability Policy covers U.S. issued cards only and does not apply to certain commercial card transactions. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult the issuer, UMB Bank, n.a. See card application for important rate, fee and program information.
* The Contactless Symbol and Contactless indicator are trademarks owned by and used with permission of EMVCo, LLC. Cards issued by UMB Bank, n.a. See card application for important rate, fee and program information.
Subject to credit approval.