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Rates
We all know that rates fluctuate with the market. So today's offerings below are subject to change, but what remains constant is our promise to present you with the best rates we can. You trust us to deliver competitive rates, and in that regard, we'd never let you down.
- CDs
- IRAs
- Money Market
- Savings & Checking
- Mortgage Rates
| CDs |
Term |
APY* |
Rate |
| |
|
|
|
| $500.00 minimum to open these CDs |
91 Day |
0.25% |
0.25% |
| |
6 Months |
0.50% |
0.50% |
| |
11 Months |
1.49% |
1.48% |
| |
12 Months |
1.60% |
1.59% |
| |
15 Months |
1.70% |
1.69% |
| |
18 Months |
1.90% |
1.88% |
| |
20 Months |
1.90% |
1.88% |
| |
24 Months |
1.90% |
1.88% |
| |
30 Months |
2.10% |
2.08% |
| |
36 Months |
2.15% |
2.13% |
| |
48 Months |
2.20% |
2.18% |
| |
60 Months |
2.20% |
2.18% |
| |
| |
| |
| $5,000.00 minimum to open these CDs |
10 Months |
1.50% |
1.49% |
| |
13 Months |
1.60% |
1.59% |
| |
27 Months |
2.00% |
1.98% |
| |
|
|
|
| |
| |
| $15,000 Minimum |
6 Months |
1.25% |
1.24% |
| $20,000 Minimum |
6 Months |
1.50% |
1.49% |
| $100,000 Minimum |
90 to 270 Days |
1.75% |
1.73% |
| |
|
|
|
| |
*Annual Percentage Yield
PENALTIES MAY OCCUR UPON EARLY WITHDRAWAL OF CERTIFICATES. |
| IRAs |
APY* |
Rate |
| |
|
|
| ROTH |
2.50% |
2.49% |
| Education |
2.25% |
2.23% |
| 60 Months |
2.50% |
2.47% |
| 24 Months |
2.50% |
2.47% |
| 18 Months |
2.25% |
2.23% |
| |
| |
*Annual Percentage Yield
A $25.00 IRA Transfer Fee will apply. |
| Money Market |
APY* |
Rate |
| |
|
|
| $0 - $999.99 |
0.05% |
0.05% |
| $1,000 - $24,999.99 |
0.60% |
0.60% |
| $25,000.00 - $49,999.99 |
1.00% |
1.00% |
| $50,000.00 - $149,999.99 |
1.25% |
1.24% |
| $150,000.00 and over (Premium Money Market) |
1.50% |
1.49% |
| |
| |
*Annual Percentage Yield |
| Savings & Checking |
APY* |
Rate |
| |
|
|
| NOW Checking |
0.10% |
0.10% |
| Christmas Club |
0.50% |
0.50% |
| Statement Savings |
0.50% |
0.50% |
| |
| |
*Annual Percentage Yield |
| Mortgage Rates |
Rate |
APR* |
| |
|
|
| 10 Year Fixed Rate |
4.125% |
4.34% |
| 15 Year Fixed Rate |
4.25% |
4.40% |
| 20 Year Fixed Rate |
4.75% |
4.87% |
| 30 Year Fixed Rate |
5.00% |
5.09% |
| 3/1 Adjustable - 2/6 Caps |
4.00% |
4.09% |
| 5/1 Adjustable - 2/6 Caps |
4.00% |
4.09% |
| 7/1 Adjustable - 5/2/5 Cap |
4.375% |
4.46% |
| |
| |
*APR=Annual Percentage Rate. APR is based on a loan amount of $100,000 with applicable fees. The APR is an estimate until the actual mortgage application is originated. Fixed rates are for loan amounts up to $417,000. Loan amounts greater than $417,000 for non-owner occupied property are priced at 50 basis points higher, 100 basis points higher if both conditions apply. Fixed rates on this page are not available for manufactured housing. All adjustable rates are subject to an additional 50 basis points increase for non-owner occupied or investment property. Please see loan officer with specific questions concerning these rates. |
Rates effective as of October 26, 2009, however, rates are subject to change on a daily basis.
For more, please connect with us at a branch, 1 (866) 601-6070, or contactus@roxborosavings.com
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