Personal Touch >> Certificates of Deposit

Get the comfort of stability with a Certificate of Deposit account, which can help you achieve your goals by delivering a competitive, fixed rate for a set period of time.

As for your earnings, we give you options: apply them to your existing CD balance to earn even more, receive them in the form of a check, or conveniently transfer them to an existing Roxboro Savings Bank account.

Certificates of Deposit

Competitive rates to help your money earn even more
Flexible terms range from 91 days to 5 years
Grow your savings even faster with our 12-month CD which lets you make additional deposits of $100 or more within the term

$500 minimum balance for most terms (certain restrictions apply)
For accounts under $100,000, terms range from 91 days to 5 years
For jumbo accounts greater or equal to $100,000, terms range from 90 days to 270 days
With our 12-month CD, you can make additional deposits of $100 or more during the course of the term, at your locked-in rate
For terms over 6 months: Interest is compounded daily and credited quarterly.
For terms 6 months and under: Interest is compounded daily and credited at maturity.
Earned interest can be withdrawn without penalty, in most cases
Earned interest can be mailed, deposited to checking, savings, or money market accounts, or applied to existing CD balance
10-day grace period after maturity
FDIC insured up to $250,000 per depositor*

*On October 3, 2008, FDIC deposit insurance temporarily increased from $100,000 to $250,000 per depositor through December 31, 2009.

For more, please connect with us at a branch, 1(866) 601-6070, or contactus@roxborosavings.com